Are you ready to start accepting online payments on your site? Do you want the easiest and most secure way to do this?
Over the years, the WP101 team and I have tried and tested hundreds of plugins. We do this to find the best plugins for our users as well as our own website.
There are a wide range of payment solutions available and the best one depends on what you’re looking for.
Do you want a simple pay button? Do you want a full-fledged checkout page with an items list, discount codes, and multiple payment gateways? Do you need automatic recurring payments like installments or membership fees?
In this guide, I’ve handpicked payment plugins that cover a wide range of use cases. I’ve also made sure to add free as well as premium options so you’ll have plenty of options to suit your budget.
What’s in this Guide?
Here are the WordPress payment plugins that I’ll be reviewing for you:
- WP Simple Pay
- WPForms
- MemberPress
- Easy Digital Downloads
- WooCommerce
- WPCharitable
- Formidable Forms
- Stripe Payment Plugin for WooCommerce
- Now Payments
- WC Vendors
- Mollie Payments for WooCommerce
- WooPayments
- FunnelKit Stripe
How I Test and Review WordPress Payment Plugins
When it comes to evaluating payment plugins for WordPress, I like to follow a hands-on, step-by-step approach to see how well they work in real-world scenarios. Here’s a breakdown of my process:
- First up, I install the plugin straight from the WordPress dashboard or by uploading it manually. This helps me figure out if the installation process is user-friendly or if there are any hiccups along the way.
- Once installed, I dive into the plugin’s settings. I check how easy it is to configure the basic options and if there’s a clear guide or documentation to help. I also look at how well it integrates with popular payment services like PayPal and Stripe.
- Some of the questions I explore are is it easy to use and navigate? What are the different payment options the plugin supports? Can it handle credit cards? What about modern options like cryptocurrency?
- I test the plugin alongside other popular WordPress plugins and themes to ensure everything works well together. There’s nothing worse than a plugin that doesn’t play nice with others!
- I run a few transactions to see how smoothly the payment process goes. I monitor how quickly transactions are processed and how well the plugin handles errors or issues.
- A good payment plugin should provide useful reports and analytics. I look at the kind of insights it offers, such as transaction history and sales data, which can help in making informed business choices.
- Security, of course, is a big yes! I check if the plugin supports SSL, follows compliance guidelines, and offers features like data encryption to keep transactions safe.
- If the plugin offers customer support, I reach out with common questions to test their responsiveness and helpfulness. Good support can make or break your experience with a plugin.
- Lastly, I always consider the pricing. I compare the free and premium versions to determine if the extra features are worth the cost.
By taking this comprehensive yet straightforward approach, I aim to give you a clear and practical review, helping you choose the right payment plugin for your WordPress site.
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Best Payment Plugins for WordPress
1. WP Simple Pay
WP Simple Pay is hands down the #1 Stripe payments plugin for WordPress. It makes it so easy and simple to accept payments on your site.
I integrated WP Simple Pay to test its ease of use for setting up one-time and recurring payments. I explored its Stripe integration and tried the free version before upgrading to Pro to test advanced features.
What I liked about it is that lets you accept payments on your site with or without a full-fledged eCommerce setup. You can accept both one-time or recurring payments directly on your website.
When you install the plugin on your site, there’s a setup wizard that makes it easy to connect your site to your Stripe account.
Then you can allow users to choose from use 10+ payment methods. This includes Visa, Mastercard, American Express, and Discover. You can also accept payments from portals such as Google Pay and Apple Pay.
Need to give users a non-card option? There’s an option to enable internet banking options such as ACH Direct Debit. Added to this, you can set your preferred currency in the plugin’s settings.
Next, you can choose from readymade form templates. Each template comes with essential form fields like email address, credit card, and checkout button.
If you want to customize the form, there’s a user-friendly editor with a drag and drop interface. Then you can add the form to any post, page, or widget-ready area of your site.
You can even create a dedicated landing page with your own custom branding, messaging, and color scheme.
Once customers make a payment, WP Simple Pay will send custom receipts and emails to them.
A neat feature that’s worth noting is the purchase restrictions. You can add how many items are available in your inventory or set a purchase limit. Once you’ve sold enough and reached the limit, WP Simple Pay will automatically close the payment form and stop selling more units.
Key Features of WP Simple Pay
- Easy setup
- Seamless Stripe integration
- Support for 10+ payment methods
- Drag and drop form builder
- Readymade payment templates
- Create installment plans and buy-now-pay-later plans
- Automatic tax calculation
- Accept one-time and recurring payments directly on your WordPress website
Who Is WP Simple Pay For?
WP Simple Pay is best for WordPress users who want a simple payment solution to accept online payments securely. It’s perfect for website beginners too.
WP Simple Pay Pricing
The premium plan starts at $49.50 per year. If you’re just getting started or have a limited budget, there’s a free Stripe Payment Forms by WP Simple Pay plugin. You’ll be charged a 3% transaction fee though.
Get started with WP Simple Pay »
Interested in learning how to use this plugin the right way to get the maximum benefit?
Check out our step-by-step video tutorials:
2. WPForms
WPForms is the best WordPress payment form builder with seamless integrations with multiple payment gateways.
I generally use WPForms for building responsive forms quickly. You can create any kind of WordPress form you need for your site. It comes with readymade templates for payment forms, checkout forms, donation forms, event registration forms, and more.
Next, I tested its payment add-ons, particularly with PayPal and Stripe, to see how seamlessly it could integrate payment options into various types of forms.
You can choose from several payment gateways, such as PayPal, Stripe, and Square, Authorize.net. All you have to do is install the addons and connect to your payment gateway account so you can begin accepting payments.
Though this is a WordPress form builder, you can actually create product grids or lists along with images and pricing. There’s even a field that will automatically calculate and display the total based on the user’s selections.
Once you’ve created and customized your form using the drag and drop builder, you can embed it anywhere you want on your site using the readymade WPForms block or shortcode.
One thing I love about this form plugin is its smart conditional logic. This lets you show/hide form fields based on a user’s response.
Finally, you can set up automated confirmation messages and emails to be sent to the user once they submit the form. You can use conditional logic here as well to deliver a specific email based on what the customer bought.
See our Full Review here » WPForms Review
Key Features of WPForms
- 1800+ form templates
- Unlimited number of payment forms
- Customizable payment buttons
- One-time payments & recurring subscription payments
- Smart conditional logic functionality
- Instant notifications
- Email marketing integrations
- Spam and CAPTCHA protection
- Coupon codes and percentage discounts
- Secure payment options with SCA (Secure Customer Authentication) support
Who Is WPForms For?
WPForms is perfect if you want to sell a single product or a handful of products on your site. You won’t need an expensive eCommerce setup. It’s also a great solution for those who need a custom payment or order form, event booking form, request a quote form, and so on.
WPForms Pricing
WPForms Pro starts at $49.50 per year. WPForms Lite is free for anyone to use and comes with the Stripe payments option.
Recommended: WPForms 101 is a video tutorial course that teaches you the ins and outs of this powerful form builder to grow your WordPress site.
3. MemberPress
MemberPress is an all-in-one membership solution for WordPress sites. This lets you create members-only areas or content on your site.
To test this membership plugin, I set up a simple membership site with a payment gateway and tiered pricing. Overall, its setup process is simple and I love how easy it is to create membership levels.
I also tested functionalities for access control, content protection, and automated billing.
It comes with built-in payment gateways so it’s a straightforward process to connect to popular payment solutions, such as Stripe, PayPal, and Authorize.net.
It also supports Apple Pay, Google Wallet, credit cards, international currencies – even direct debit and Cash App. It’s as easy as clicking a few buttons to connect to payment providers.
This plugin would be perfect for those who want to create membership programs whether it’s free or paid. It makes it easy to manage your memberships, drip content, cancellations, recurring subscriptions, renewals, and more.
You can even sell online courses and digital downloads online. You control what content is released to which user and at what stage.
Key Features of MemberPress
- Paywall and content dripping
- Customizable checkout
- Subscription billing
- Course creator
- Members-only dashboard
- Digital downloads and coupons
Who Is MemberPress For?
MemberPress is best for those who want to offer membership plans or online courses on their website.
MemberPress Pricing
MemberPress is a premium plugin that begins at $179.50 per year.
Get started with MemberPress »
4. Easy Digital Downloads
Easy Digital Downloads (EDD) is another popular payment plugin for WordPress users, especially if you’re focused on selling digital downloadable products on your site.
I’ve used this plugin on multiple sites and have had first-hand experience with its payment gateway options, extension marketplace, and core functionalities like discount codes and file management.
What stands out is its flexible payment options, supporting popular gateways like PayPal, Stripe, Apple Pay, and Google Pay. With subscription options, your customers can choose the payment method that suits them best.
Next, EDD allows you to effortlessly create discount codes tailored to your needs. Whether it’s a one-time discount, a maximum discount limit, or a specific date range, you have the power to entice customers and increase sales.
Now, EDD goes beyond being just a payment form. It offers a robust eCommerce platform with a full-featured shopping cart. So selling digital products becomes a breeze with a user-friendly interface and plenty of customization options.
Finally, with EDD, you get comprehensive reporting tools. So you can analyze sales, customer data, and product performance to drive business growth through strategic, data-driven decisions.
Key Features of Easy Digital Downloads
- Unlimited file downloads
- Automatic access control
- Built-in reporting
- Flexible payment options
- Discount codes
- 100+ integrations with payment, email and marketing services
Who Is Easy Digital Downloads For?
EDD is specially designed for users selling digital downloads such as eBooks, software, photos, music, PDF guides, and so on.
Easy Digital Downloads Pricing
Plans start at $99.50 per year. There’s an unconditional 14-day money-back guarantee.
Get started with Easy Digital Downloads »
5. WooCommerce
WooCommerce is a comprehensive eCommerce plugin that turns a WordPress website into a fully functional eCommerce site.
You can sell both physical and digital products with this.
For most website owners, WooCommerce is the go-to plugin to set up an eCommerce site. It makes it easy to manage inventory, handle shipping and tax calculations, and carry out online transactions.
It supports a wide range of payment gateways that enable online transactions. Popular options include PayPal, Stripe, Square, and many others. Users can choose the payment gateways that suit their business needs.
There are also plenty of WooCommerce plugins, extensions, and add-ons available to extend functionality.
Next, you can also add flexible shipping options. You’ll have options to set shipping zones, rates, and methods. This is crucial for businesses with varying shipping requirements.
Now, WooCommerce prioritizes the security of online transactions. It supports SSL encryption for secure data transfer and provides regular updates to address any security vulnerabilities.
Key Features of WooCommerce
- Highly customizable design and layout options
- Tax and shipping settings
- Inventory management
- Hundreds of extensions and themes
Who Is WooCommerce For?
WooCommerce lets you set up a full-fledged comprehensive eCommerce store. It is an all-in-one solution for WordPress users who want to run a professional online store.
WooCommerce Pricing
The WooCommerce plugin is free with paid extensions. Transaction fees will depend on the bank and card payment processor.
Get started with WooCommerce »
6. WPCharitable
WPCharitable is the best payment solution for non-profits. If you want to accept donations or launch fundraisers online, this is the #1 plugin for you.
To assess this plugin, I set up a mock charity site to explore its fundraising tools. I tested donation forms, recurring donations, and integrated payment methods like Stripe and PayPal.
This plugin lets you set up as many beautiful campaigns as you need. You can make them time-sensitive so that it’s set to expire within a limited period. Or you can add campaign goals and let the campaign run till it reaches its goal.
Charitable lets you give users the option to choose a suggested amount or enter an amount of their own. This boosts user experience and makes it much easier for the donor to make a contribution based on their preference.
On the free plan, you can receive donations through Stripe and PayPal payments. You can also allow users to donate via check, bank transfer, or any other offline method.
With the pro plans, you can choose from 10+ additional payment gateways.
Once donors make the payment, you can set up automated receipt emails and admin notifications.
Charitable also comes with a feature to create a crowdfunding platform where you allow your users to create campaigns of their own. You can disburse payments automatically using Stripe Connect.
Key Features of WPCharitable
- Recurring donations
- Peep-to-peer fundraising
- Automated email notifications
- Easy donation management
- GDPR compliant
- Supports PayPal, Stripe, Authorize.Net, and PayFast payment gateways.
- Email marketing integrations
Who Is WPCharitable For?
WPCharitable is ideal if you want to collect donations or run fundraising campaigns on your WordPress websites.
WPCharitable Pricing
There’s a free version available. Pricing plans start at $69 per year.
Get started with WPCharitable »
7. Formidable Forms
Formidable Forms is a powerful and advanced form builder plugin for WordPress.
It lets you create custom forms using its drag-and-drop builder. These forms can include payment fields to collect transaction details from users, such as product or service details, quantity, and total amount.
Formidable Forms supports integration with popular payment gateways such as PayPal, Stripe, and Authorize.Net. It also works with WooCommerce. So you can seamlessly collect payments through these forms.
Like WPForms, Formidable Forms offers conditional logic to show or hide certain form fields based on user responses. This feature can be useful for creating dynamic payment forms with conditional elements.
Key Features of Formidable Forms
- Unlimited forms and entries
- Grid, table, calendar views
- File uploads
- Conditional logic
- Review before submit
- Conditional redirects
- Landing pages
- Advanced calculations
- Email marketing integrations
Who Is Formidable Forms For?
Formidable Forms caters well to businesses, organizations, and individuals seeking a customizable solution for creating forms, collecting data, and accepting payments securely on their WordPress sites.
Formidable Forms Pricing
Starts at $39.50 per year.
Get started with Formidable Forms »
8. Stripe Payment Plugin for WooCommerce
Stripe Payment Plugin for WooCommerce enables you to accept a plethora of payment options, making the checkout process smooth and secure for your customers.
With a WooCommerce base, I integrated this Stripe-specific plugin to examine its checkout flow, ease of use, security features, and currency support in different regions.
One of the standout features is the ability to activate Stripe checkout effortlessly on your WooCommerce store. No need to stress about building a checkout page from scratch – Stripe’s prebuilt checkout page is optimized for higher conversion rates, ensuring a seamless payment experience for your customers.
Less loading time, address auto-complete, real-time card validation – it’s got it all.
This Stripe plugin supports a wide range of payment methods, from credit/debit cards (Mastercard, Visa, American Express, Discover, JCB, Diners Club) to Alipay, Apple Pay, Google Pay, SEPA, Klarna, Afterpay/Clearpay, Sofort, iDEAL, and WeChat Pay.
It also is SCA-ready for user-initiated payments, providing an extra layer of security for online transactions.
Finally, the Stripe Payment Plugin supports full and partial refunds, and you can even set it up to automatically send out email receipts to your customers after a successful payment.
Key Features of Stripe Payment Plugin for WooCommerce
- Multiple payment methods
- Save card details for an easy checkout experience
- Supports full & partial refunds
- Automatic email receipts
Who Is Stripe Payment Plugin For?
Opt for the Stripe Payment Plugin only if you’re already using WooCommerce to run your online store.
Pricing
Free payment plugin.
Get started with Stripe Payment Plugin for WooCommerce »
9. Now Payments
Now Payments lets you accept crypto payments and donations on your WordPress site. How it works is you set up an account, and then choose your integration. After this, all you have to do is place a Pay button on your site.
Now Payments supports 300+ cryptocurrencies including Bitcoin, Ethereum, and more. You can collect payments in crypto and get paid in the fiat currency of your choice.
This tool works not only with WordPress but also with other eCommerce platforms like Shopify, Opencart, PrestaShop, Ecwid, and more.
Key Features of Now Payments
- 300+ cryptocurrencies
- Payouts in fiat currency
- 0.5% transaction fee
- Personal account manager
- 24/7 support
Who Is Now Payments For?
If you have users who wish to pay you using cryptocurrencies, this tool is a solution for that. You can enable users to pay in the crypto coin they prefer and then receive your payments in the fiat currency of your choice.
Now Payments Pricing
It’s free to create an account. There’s a 0.5% transaction fee.
Get started with Now Payments »
10. WC Vendors
WC Vendors is the best WooCommerce multi-vendor plugin. This lets you create marketplaces like Amazon, Etsy, Shutterstock, Envator, and AirBnb. It’s powered by WooCommerce and WordPress so the interface is familiar.
There are 100+ payment gateway options that you can connect to. So your customers can pay using their preferred payment option.
There’s a dedicated plugin called WC Vendors Stripe Connect. This lets you accept credit card payments and pay your vendors instantly and automate your entire payout system with Stripe Connect for WooCommerce.
Key Features of WC Vendors
- Automated payouts
- Front-end Vendor Pro dashboard
- Flat rate & Table rate shipping
- Tax management
- Order management
- Flexible and fixed commission
Who Is WC Vendors For?
It’s ideal for WordPress and WooCommerce users who want to run a multivendor site like Amazon or eBay.
WC Vendors Pricing
Starts at $99.50 per year. Comes with a 14-day money-back guarantee.
11. Mollie Payments for WooCommerce
Mollie Payments for WooCommerce is a free WordPress plugin to make your WooCommerce payments easier.
It offers a user-friendly setup process. No tech headaches – just a smooth transition to a world of versatile payment options. This includes credit and debit cards as well as local payment options based on geographic areas.
You can also seamlessly set up recurring payments, making it a breeze for your customers to subscribe and enjoy your products or services regularly.
Added to this, Mollie supports multi-currency transactions, allowing your customers to pay in their preferred currency. So you can expand your reach and boost international sales effortlessly.
Mollie prioritizes the safety of your transactions, providing a secure environment for both you and your customers. You can rest easy knowing that each payment is guarded by robust security measures.
It comes with a centralized dashboard where you can gain insights into your transactions, monitor payment statuses, and track your business’s financial health.
With Mollie, issuing refunds is a straightforward process. Effortlessly handle full or partial refunds directly from your WooCommerce dashboard, maintaining customer satisfaction even in the face of a return.
Key Features of Mollie Payments
- Powerful dashboard
- Compatible with WooCommerce Subscriptions
- Transparent pricing
- Configurable payouts: daily, weekly, monthly
- WPML support
- Multisite support
Who Is Mollie Payments For?
Mollie Payments is a good option if you’re looking for a free payments plugin for WooCommerce.
Mollie Payments Pricing
This is a free WordPress payment gateway plugin that’s ideal for small businesses and individuals. Their pricing is always per transaction. No startup fees, no monthly fees, and no gateway fees. No hidden fees, period.
Get started with Mollie Payments for WooCommerce »
12. WooPayments
WooPayments (previously WooCommerce Payments) is a free WordPress payments plugin that’s built by Automattic – the same company behind WooCommerce and WordPress.com.
With WooPayments, you can securely accept major credit and debit cards directly on your WooCommerce store. There’s no need for customers to navigate away as you keep the entire transaction within your online shop.
From your WordPress dashboard, you can effortlessly view and manage payments, track cash flow into your bank account, handle refunds, and even stay on top of disputes.
The plugin is built in partnership with Stripe. So when you sign up for WooPayments, your personal and business data is verified with Stripe and stored in an account that will be connected to WooPayments.
Key Features of WooPayments
- Simple and straightforward
- Accept online and in-person payments
- Easy revenue tracking
- Centralized dashboard
- Accept 135+ currencies
- Tap to Pay on iPhone and Woo Mobile App
Who Is WooPayments For?
WooPayments is perfect for WooCommerce store owners who want to expand the payment offerings on their site.
WooPayments Pricing
The WooPayments plugin is free to install. There are no setup or monthly fees. You incur pay-as-you-go fees starting at 2.9% + $0.30 per transaction.
Get started with WooPayments »
13. FunnelKit Stripe
FunnelKit Stripe is a free WordPress payments plugin created and maintained by FunnelKit.
It transforms the checkout process into a simple, quick, and secure experience for both web and mobile users.
I’ve integrated this plugin with Stripe on my own sites, assessing how well it converts prospects to customers. I analyzed its A/B testing, user experience, and conversion tracking features.
The plugin lets you accept major credit and debit cards like Visa, MasterCard, American Express, and more directly on your WooCommerce website. You can also integrate with express payments such as Google Pay and Apple Pay to provide a seamless checkout experience.
Need to cater to a global audience with local payment options? This plugin supports SEPA, P24, iDEAL, BanContact, and more, ensuring your customers have the payment methods they prefer.
This Stripe Payment Gateway for WooCmmerce plugin also comes with live and test modes. Effortlessly switch between test and live modes to validate and improve your payment transactions.
Now what’s cool about this plugin is that you can take your payment ordering and processing to the next level with deep integration with FunnelKit’s Funnel Builder and One Click Upsells. Seamlessly transition between payment modes and detect upsells after checkout for a streamlined revenue generation process.
Key Features of FunnelKit Stripe
- Quick onboarding process
- Supports all major credit and debit cards
- SCA-ensured and 3D secure payments
- Deep integration with subscription plugins
- Automatic webhook creation
Who Is FunnelKit Stripe For?
The Stripe Payment Gateway for WooCommerce is an excellent choice for a broad range of users, particularly those running WooCommerce stores who are seeking a streamlined and secure payment processing solution.
FunnelKit Stripe Pricing
Free.
Get started with FunnelKit Stripe »
That’s our list of the best payment plugins for WordPress sites. We hope you found this guide helpful.
Up next, I give you my final verdict.
Which is the Best WordPress Payment Plugin?
The best payment plugin for you will depend on what you need for your online business. Here are our top recommendations:
- WP Simple Pay: A simple solution to accepting payments online
- WPForms: A powerful yet simple form builder to sell a handful of products online
- Easy Digital Downloads: The best solution to selling digital products online
- WPCharitable: For non-profits and fundraising organizations to accept donations online
- WooCommerce: The most comprehensive eCommerce solution with payment integrations
I hope this review helped you find the perfect payment solution for your WordPress site. If you need more help in learning how to set up and use payment plugins, I recommend our course WP Simple Pay 101.
In an hour, you’ll learn how to use WP Simple Pay, one of the most powerful WordPress Stripe payment form plugins, to accept one-time and recurring payments on your site… without touching a single line of code.
If all this talk of installing and configuring payment plugins sounds a bit overwhelming, don’t worry – you don’t have to do it alone. WP Beginner Pro Services is a fantastic option if you’d prefer to hand off the process to professionals. They specialize in setting up and maintaining WordPress websites, ensuring you get a seamless, hassle-free experience.
Whether you need a basic site or a complex e-commerce platform with WooCommerce, WP Beginner Pro Services offers comprehensive design and setup solutions tailored to your specific needs. Let the experts handle the technical stuff while you focus on what you do best – running your business.
FAQ on WordPress Payment Plugins
1. Why do I need a payment plugin for my WordPress site?
2. Are there free payment plugins available for WordPress?
3. Do I need any technical skills to install and use these plugins?
4. How secure are these payment plugins?
5. Can I use multiple payment plugins on my website?
6. Which plugin support recurring payments?
7. What payment gateways do these plugins support?
8. Will using these plugins slow down my website?
9. What should I do if I run into issues with a plugin?
Up next, you may also find our Ultimate WordPress Toolkit helpful. It’s packed with all the plugins, themes, and hosting solutions that we love and recommend.